Sheriff Sales

All foreclosure sale information is furnished by the Sheriff's Office for sales located within Jefferson County. This information is not a substitute for official publication required by Iowa State Law. Those notices are published in local newspapers. Every effort has been made to provide accurate information about the property being sold at foreclosure auctions. The Jefferson County Sheriff does not warrant or guarantee the accuracy, reliability or timeliness of the content on this site or the content, which is referenced by or linked to this site.

The Sheriff's Office does not have the authority to show any property.

Information on the property is limited to published and posted information. Most of these sales are for mortgage foreclosures, which means that the debtor is in arrears on the mortgage. The sale may be a foreclosure of a second mortgage rather than a first mortgage, which will leave the first mortgage still in place. There also may be stipulations in the foreclosure decree that have special provisions for certain debts. (ie: This foreclosure does not include the debt owed to John Jones)

The sheriff's office cannot guarantee clear title to the property.

The Sheriff reserves the right to refuse bids from any bidders that demonstrate a pattern of nonpayment on previously accepted bids (626.80).

Each property should be researched before bidding, such as a title search, ascertaining if there is any unpaid taxes or special assessments, etc. You may want to also check to be sure that all persons who have judgments against the debtor have been listed in the foreclosure decree.

As with any real property purchase, it is advisable to have an attorney who is knowledgeable in real estate matters check into the property.

Real estate foreclosure sales are open to the public.

All sales begin in the Jefferson County Sheriff's Office lobby at 1200 W Grimes Avenue, Fairfield, Iowa, on the published and posted date at 10:00 A.M.

These sales may be cancelled and or postponed prior to the date of sale by the plaintiff and will be announced the date of the sale. The Sheriff's Office will have an opening bid provided by the plaintiff at the time of sale to start the bidding process. The winning bid will be awarded to the highest bidder for cash in hand on the date of sale. The highest bidder on the date of sale will have two (2) hours to pay the Sheriff's Office the total amount by cash, or bank funds. Personal checks are NOT accepted.

Any persons wishing to bid on property must provide a letter of credit from their bank.

If there is a redemption period for the property being sold at a Sheriff's Sale, a "Certificate of Purchase" will be given to the purchaser. Once the redemption period has expired, the purchaser will need to give the Sheriff's Office the original "Certificate of Purchase" and a Sheriff's Deed will be issued (providing the property has not been redeemed). If there is no redemption period for the property being sold at a Sheriff's Sale, a Sheriff's Deed will be issued.